Weekly market update

El Dorado Hills Homes: Weekly Data

Mortgage rates eased for a fourth straight week, but they remain well above last year. Freddie Mac’s Primary Mortgage Market Survey put the average 30-year fixed rate at 7.11% as of November 12, 2026, down from 7.18% on November 5 and from 6.24% in the week of November 13, 2025. The 15-year fixed averaged 6.45%, versus 6.57% the prior week and 5.49% a year ago (Freddie Mac PMMS CSV (opens in a new tab), last modified November 12, 2026).

Average 30-year and 15-year mortgage rates, trailing 10 weeks Freddie Mac weekly averages from September 10, 2026 to November 12, 2026. Latest, November 12, 2026: 30-year fixed 7.11%, 15-year fixed 6.45%. September 10, 2026: 30-year 6.76%, 15-year 6.09%. September 17, 2026: 30-year 6.95%, 15-year 6.26%. September 24, 2026: 30-year 7.03%, 15-year 6.42%. October 1, 2026: 30-year 7.28%, 15-year 6.60%. October 8, 2026: 30-year 7.40%, 15-year 6.73%. October 15, 2026: 30-year 7.40%, 15-year 6.71%. October 22, 2026: 30-year 7.32%, 15-year 6.68%. October 29, 2026: 30-year 7.24%, 15-year 6.60%. November 5, 2026: 30-year 7.18%, 15-year 6.57%. November 12, 2026: 30-year 7.11%, 15-year 6.45%. Average mortgage rates, trailing 10 weeks 6.0 6.25 6.5 6.75 7.0 7.25 7.5 Rate (%) Sep 10 Sep 17 Sep 24 Oct 1 Oct 8 Oct 15 Oct 22 Oct 29 Nov 5 Nov 12 7.11% 6.45%
Freddie Mac PMMS weekly averages, trailing 10 weeks through November 12, 2026
Week (Thursday)30-year fixed15-year fixed
6.76%6.09%
6.95%6.26%
7.03%6.42%
7.28%6.60%
7.40%6.73%
7.40%6.71%
7.32%6.68%
7.24%6.60%
7.18%6.57%
7.11%6.45%
Source: Freddie Mac Primary Mortgage Market Survey, weekly (Thursday) averages (opens in a new tab).

In ZIP 95762, the most current listing snapshot is October. Realtor.com Economic Research (opens in a new tab) counted 180 active listings, down 4.8% from September but up 1.7% from October 2025. The median asking price was $1,100,000, unchanged from a year earlier. New listings slowed to 56 (−12.5% year over year). Homes on the market had been listed a median of 49 days, 11% fewer than a year ago, and 20.7% of listings had a price cut (monthly ZIP file for October 2026; library page dated November 4).

El Dorado Hills (ZIP 95762) listings, trailing 12 months Realtor.com Economic Research monthly ZIP 95762 figures from November 2025 to October 2026. Latest, October 2026: 180 active listings 56 new listings median listing price $1,100,000. November 2025: 165 active 44 new $1,092,500 58 median days on market. December 2025: 109 active 16 new $1,173,500 78 median days on market. January 2026: 108 active 72 new $1,198,500 71 median days on market. February 2026: 132 active 74 new $1,100,000 36 median days on market. March 2026: 145 active 102 new $1,022,500 44 median days on market. April 2026: 179 active 114 new $1,046,750 37 median days on market. May 2026: 206 active 100 new $1,099,000 45 median days on market. June 2026: 218 active 100 new $1,091,250 43 median days on market. July 2026: 216 active 94 new $1,099,000 46 median days on market. August 2026: 205 active 76 new $1,052,000 52 median days on market. September 2026: 189 active 72 new $1,090,000 59 median days on market. October 2026: 180 active 56 new $1,100,000 49 median days on market. El Dorado Hills (ZIP 95762) listings, trailing 12 months Active listings 50 100 150 200 250 180 New listings 0 50 100 150 56 Median listing price $1.00M $1.10M $1.20M $1.30M $1.10M Nov '25 Dec '25 Jan '26 Feb '26 Mar '26 Apr '26 May '26 Jun '26 Jul '26 Aug '26 Sep '26 Oct '26
Realtor.com Economic Research listing figures for ZIP 95762, trailing 12 months through October 2026
MonthActive listingsNew listingsMedian listing priceMedian days on market
16544$1,092,50058
10916$1,173,50078
10872$1,198,50071
13274$1,100,00036
145102$1,022,50044
179114$1,046,75037
206100$1,099,00045
218100$1,091,25043
21694$1,099,00046
20576$1,052,00052
18972$1,090,00059
18056$1,100,00049
Source: Realtor.com Economic Research, monthly ZIP-level inventory history for 95762 (opens in a new tab).

Typical home values have been firmer than asking prices. Zillow’s Home Value Index for 95762 was $902,863 as of September 30, 2026, up 1.2% from $892,382 a year earlier. Zillow counted 245 for-sale listings in September (225 a year earlier) and 61 new listings. Homes that went pending in September took a mean of 56 days, versus 47 a year earlier. Typical observed rent was about $3,070, up 6.6% year over year. The sale-price series lags: the latest median sale is $912,500 for August 2026, down from $982,500 in August 2025 (Zillow Research (opens in a new tab) ZIP CSVs, files last modified October 16, 2026).

Redfin does not publish a single calendar month for 95762; its Data Center file uses a rolling three-month window. For August–October 2026, Redfin recorded a median sale price of $929,524 (−6.6% year over year), 188 homes sold (+11.9%), a median 48 days on market, and 183 homes in inventory, about 3.0 months of supply (ZIP 95762, window ending October 31, last updated November 3). The nearest weekly geography is the Sacramento metro, which includes El Dorado Hills. In the four weeks ending November 8, 2026, Redfin showed a metro median sale of $579,931 (−1.7% year over year), 1,481 homes sold (−17.4%), 37 median days on market, and inventory of 5,966 (+7.8%) (weekly tracker, last updated November 10). El Dorado County’s October median sale price was $677,222 (−1.1% year over year), with 227 sales and 960 homes in inventory (Redfin county file, updated November 3). The California Association of Realtors’ (C.A.R.) latest public county table is still September (released October 19): the existing single-family median was $681,500, versus $680,000 a year earlier (C.A.R. September 2026 sales report (opens in a new tab)).

Around town

Village Life reported on November 12 that the first installment of secured property taxes can still be paid without penalty until December 10 (Village Life: property tax due date (opens in a new tab)). The same day, the El Dorado Hills Community Services District held its regular board meeting (El Dorado Hills CSD board meeting agenda (PDF) (opens in a new tab)). On November 11, Golden Hills School held its annual Veterans Day assembly (Village Life: Golden Hills School Veterans Day assembly (opens in a new tab)). On November 9, fire crews responded to a garage and guest-house fire in El Dorado Hills (Village Life: El Dorado Hills garage and guest-house fire (opens in a new tab)).